- Deposit: $100 + 1st Week Installment (Total $130)
- Number of Installments: 29
- Total Cost: $970
This document outlines the rights and responsibilities you have with regard to the ability of Australian College of Business and Accounting to directly debit your nominated bank account or credit card for any instalments or fees due by you under the terms and conditions of this Contract and Service Agreement, the terms of which are stated below. Should you have queries regarding your Contract or service agreement you should in the first instance contact Australian College of Business and Accounting on 1-300 355 117. All queries regarding the provision of services by the Facility should be directed to the Facility.
Australian College of Business and Accounting will debit your nominated account for the amounts and at the frequency of payments as agreed between us on the Australian College ofBusiness and Accounting Contract authorised and accepted by you.
In the unlikely event that the initial terms are to change, they can only do so in accordance with our policies which are available on request or via www.ancoa.com.au under the heading Support, you will be given no less than 14 days written notice of the changes.
Should you wish to defer a payment to another date you must contact Australian College of Business and Accounting before the date of that payment to request the deferment. Deferments are entirely at the discretion of Australian College of Business and Accounting and will depend on the length of deferment, the current state of your account and your past history. You may request us to stop an individual payment however you will still be liable to make this payment by some other method or your account will become overdue. Upon deferring or stopping a payment the Australian College of Business and Acccounting’s obligation to provide you with any service is also deferred or stopped and will not resume until you recommence payment.
Should you wish to alter the payment frequency or Day to Debit contact Australian College of Business and Accounting and at our discretion in most instances we will be able to make the changes you require. There may be a fee charged for this service (details of any fees payable can be obtained by contacting Australian College of Business and Accounting on 1-300 355 117). Any changes made will not affect the total amount you would otherwise have paid over the minimum term of your Contract.
You can cancel this automatic payment authority (alternatively, Direct Debit Request Authority) by requesting this of Australian College of Business and Accounting or your bank. Cancellation of the authority to debit your account will not terminate this contract or remove your liability to make the payments you have agreed to. Upon payment of a $200 cancellation fee the Australian College of Business and Accounting may in its absolute discretion decide to cancel your enrolment and in such release you from your liability to fulfill the payments you have agreed to.
If you dispute any debit payment, you must notify Australian College ofBusiness and Accounting immediately. Australian College of Business and Accounting will respond to your dispute within 7 working days and will immediately refund the amount of the debit if we are not able to substantiate the reason for it. If you do not receive a satisfactory response from us to your dispute contact your financial institution who will respond to you with an answer to your claim within 5 business days if your claim is lodged within 12 months of the disputed drawing, or within 30 business days if your claim is lodged after 12 months from the disputed drawing.
It is your responsibility to ensure that on the due date clear funds are available in your nominated account to meet the direct debit payment. Should your payment be dishonoured Australian College of Business and Accounting will debit you an additional $10.00 with your next payment and may, if we have not received instructions to the contrary from you, debit both the current due payment and the now overdue payment(s) on the same day. Should Australian College of Business and Accounting be unable to obtain payment of overdue money after making every reasonable attempt then the debt may be referred to a credit reporting/debt collection agency. An additional fee of $50 will be added by Australian College of Business and Accounting to the outstanding debt at this time as its fee in dealing with the defaulting Student. Further, you authorise Australian College of Business and Accounting to add an amount equivalent to 25% of the full outstanding balance for the remainder of the minimum term or payments upon initial referral to the debt collection/credit reporting agency as a genuine pre-estimate of its costs in collecting the outstanding debt.
In addition to those already mentioned, you are responsible for ensuring your nominated account is able to accept direct debits. If it is not, it is your responsibility to provide Australian College of Business and Accounting with a new account number.
A Customer’s “personal information” (as that term is defined in the Privacy Act 1988 (Cth)) will only be used by Australian College of Business and Accounting to provide you with the services contemplated by this Agreement and any directly related products/services from time to time. Australian College of Business and Accounting’ Privacy Statement is to be found on its website at www.ancoa.com.au
Australian College of Business and Accounting reserves the right in its absolute discretion to cancel the enrolment of any student who falls more than two (2) installments behind in any payment or installment plan or otherwise breaches its terms and conditions.
Plagiarism will not be tolerated and may lead to cancellation of enrolment with no refund. Students who are warned about plagiarism and continue to submit work that is not their own will have their enrolment cancelled with no refund offered.
Students accept there will be a $50 re-submission fee per assessment that has been returned by a trainer to a student because of plagiarism or marked as not yet competent because of plagiarised work. Students accept that no assessments will be marked until the $50 fee is paid.
By enrolling, the student accepts the refund policy. A full refund, less a $199 administration fee, will be given to students who cancel/withdraw their enrolment in writing within fourteen (14) days of enrolment. No refunds will be given after fourteen (14) days of the date of enrolment and the student is liable to pay the balance of any fees owing. No refunds will be given to any student who has been provided with a letter of enrolment for employment purposes. The $199 administration fee is unconditional. In circumstances where a student has entered into a payment plan for the payment of course fees and withdraws from the course after the fourteen (14) day cooling off period they are liable to pay for any outstanding fees owed.
Should you complete your course before payment of the total course fees are made you must pay the full amount owing to Australian College of Business and Accounting before receiving your qualification or statement of attainment.
Extensions will be granted by the Australian College of Business and Accounting at its absolute discretion. If an extension is granted an extension fee of $299 must be paid by the student.
You must make a reasonable effort to complete the course in your own time. You acknowledge that the Australian College of Business and Accounting is an online and distance educator. All learning materials are provided for you to study and complete in your own time. Whilst we provide assistance for your study you understand that our trainers are only able to provide occasional support. An example of occasional support might be an email or telephone query to your trainer to clarify a question before attempting an answer. Trainers are unable to provide you with answers or complete the work for you.